Homeownership
Habitat home ownership is a hand up, not a handout
We believe in the positive power of affordable home ownership. Owning a home is an excellent way to put down roots in a community, to have a healthy place to live that you can call your own, and to provide your family with strength, self-reliance, and stability.
HFHWRA offers affordable home ownership by partnering with the community to build quality, energy efficient homes using as much donated labor and materials as possible. We then sell the homes to qualified applicants with zero-interest mortgages and affordable monthly payments based on income.
House design: HFHWRA is not a custom home builder. Homes are designed to focus on providing simple, decent housing that “fits” the household size and accessibility needs. The homes are very energy efficient to save you money far into the future. The house design guidelines will be explained in more detail during the full application process.
TO QUALIFY
Note: You must have lived or worked in Sauk, Columbia, or Iowa county for a minimum of six (6) months to qualify, and at least one adult applicant must have citizenship or permanent residence to qualify for a home loan.
Submit your completed application & documents to our housing office:
Mail HFHWRA PO Box 38, Baraboo WI 53913
In Person 1211 8th Street, Baraboo (next to Sauk Co Housing)
Email
Fax (608) 448-2889
NOTE: Income limits below are related to gross (before tax) income using any source of steady income including wages, SSI, Social Security, child support, etc.
